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Creating an account has many benefits:
Float is the no-brainer way to pay with your credit card.
Buy bigger at Leroy Merlin and checkout with Float to split your payments over up to 6 interest-free, fee-free monthly instalments using the available limit on your Visa or Mastercard credit card.
No interest or fees. No applications. No new credit. No-brainer.
It’s as quick and easy as a regular credit card purchase. No sign-up required - just shopping joy on your terms.
At the time of purchase, the full purchase amount will be reserved on your credit card, but only the first interest-free instalment will be charged. The remaining instalments are charged on the same day each month. As you pay each monthly instalment, the amount reserved will reduce to the remaining balance of the purchase until your purchase is fully paid.
Float is a buy now pay later platform that lets you split purchases over up to 24 interest-free, fee-free monthly instalments using the available limit on your existing Visa or Mastercard credit card, without any application or credit check.
Think of it like an interest-free ‘budget facility’ – you get to enjoy your purchases today, pay for them over time and you don’t take out any extra credit to do so, either.
The benefits of Float are simple:
Float splits your purchase into easy-to-manage, bite-size monthly instalments (as opposed to charging you the full amount up-front like a regular credit card transaction). In short – we buy you all the time in the world to settle your credit card balance. This is especially useful for those BIG value purchases.
Yes – keeping your information secure is a top priority for us.
Float uses a PCI DSS Level 1 certified processor (the highest level of credit card data security standards) to handle your credit card data. This means we never store your credit card details and they always remain safely and securely encrypted. Float also makes use of 3D Secure to approve your initial payment authorisation, for an added level of security.
We also fully comply with POPIA in how we handle your personal information. For full details of our Privacy Policy click here.
You can use Float in 3 easy steps. There is no application and no credit check.
Float works with any Visa or Mastercard credit card. As with any other credit card purchase, you need to ensure that you have the full purchase amount available on your credit card.
No. Float only accepts Visa and Mastercard credit cards with the full purchase amount available in your balance.
You must ensure that you have a valid Visa or Mastercard credit card with the full purchase amount available in your balance. Remember, debit cards, cheque cards, and hybrid cards are not accepted.
As Float works with your existing credit, and doesn’t issue you new credit, the reserve makes sure you have the full purchase amount available on your credit card. As you pay each monthly instalment, the amount reserved will reduce to the remaining balance of the purchase until your purchase is fully paid. This ensures you don’t overspend on your card and helps you to meet your instalment repayments.
Remember:
Float emails you a monthly statement for your remaining instalments and gives you access to the Float Shopper Portal where you can view your instalment plans whenever you want.
Returns or refunds must happen directly with the merchant where you made your purchase. They will process your request within their normal refund/return policy. Once the merchant has approved the refund, they will notify us and we will adjust your instalment plan or refund money back to you.
Returns or refunds must happen directly with the merchant where you made your purchase. They will process your request within their normal refund/return policy. Once the merchant has approved the refund, they will notify us and we will adjust your instalment plan or refund money back to you.
