Ozow Payments

South Africa's leading contactless, cashless, cardless payment solution

What is Ozow Payment?

Ozow is a South African payment solution that enables instant, bank-to-bank transfers straight from a user’s online banking profile. Acting as an Instant EFT service, it provides flexible ways to pay such as at online checkouts, through payment links, QR codes, or electronic billing. To use it, customers simply select Ozow at checkout, pick their bank, sign in, and confirm the transaction using their banking app or secure two-factor authentication.

Key Features

Contactless Payments

No need for physical cards - pay directly from your bank account using your smartphone.

Multiple Payment Options

QR codes, eCommerce integration, e-billing, payment links, and in-store payments.

OzowME

Pay friends or request payments from others easily.

Business Solutions

Accept payments, issue refunds, and make payouts quickly and efficiently.

24/7 Service

Round-the-clock payment processing and customer support.

Capitec Pay Partnership

Revolutionary Open Banking integration with Capitec Bank.

+6 mil
Registered Users
1000s
of Merchants
150+
Ozow Employees
24h
Payment Service

Security & Compliance

Ozow takes security seriously, building systems using the latest technology that comply with the highest international safety and security standards. All transactions are protected with bank-level security measures to ensure your data and payments remain safe.

How It Works

Choose Ozow at Checkout

Select Ozow as your payment method when shopping online or in-store

Connect Your Bank

Securely link to your bank account through Ozow's platform.

Complete Payment

Authorise the payment through your banking app - fast, secure, and simple

Why Choose Ozow?

No need to carry cards or cash

Lightning-fast transactions

Bank-level security

Available 24/7

Works with all major SA banks

Easy refunds and payouts